Financing

Conventional

• Minimum down payment – 3.5%
• Maximum income – $48K-72K
• Minimum credit score – 575

Portfolio Loans

• Down payment – 10.01%
• No income restrictions
• Minimum credit score – 640

Federal Housing Authority (FHA)

• Minimum down payment – 3.5%
• Maximum loan amount – $294,515
• Minimum credit score – 600

Veterans Association (VA)

• Minimum down payment – 0% with VA eligibility
• Maximum loan amount – $453,100
• Minimum credit score – 600

US Department of Agriculture (USDA)

• Minimum down payment – 0% based on USDA location
• Maximum income limits apply
• Minimum credit score – N/A

Community Reinvestment Act (CRA)

• Minimum down payment – 3.5%
• Maximum loan amount – $453,100
• Minimum credit score – 620

Missouri Housing Development Commission (MHDC)

• Down payment – 4% grant may be applied to down payment
• Loan programs include Conventional/FHA/VA
• Minimum credit score – 620

*All loan examples presented on this site are presented for comparison purposes only. Rates, terms, or conditions do not represent offers or guarantees.